Unlocking the Best 3-Year Fixed Annuity Rates for 2023

You think you’ve got forever? Check the average U.S. life expectancy in 2026 — your money needs protection TODAY. You’ve spent years building your wealth. Don’t screw this up! You owe it to yourself, your family, and your future to seize the moment and lock in the best 3-year fixed annuity rates of 2023. This is your wake-up call. Are you ready to secure your financial legacy?

Now, let’s get down to brass tacks. Current annuity rates? They’re a golden opportunity, but here’s the kicker: they fluctuate like the stock market! Right now, 3-year fixed annuity rates are hovering between 2.5% to 4%. Yeah, you heard me right. The best fixed annuity rates for 2026 might be just around the corner, but if you don’t act fast, you could find yourself staring down the barrel of lower returns down the line.

The Numbers Don’t Lie

Let’s talk numbers, folks. Here’s the deal: life expectancy calculators tell us the average American is living into their late 70s, and if you’re more optimistic about your health, you’ll live even longer. So, what does this mean for your finances? It means you need money that grows and lasts like fine wine! If you’re planning for retirement, life expectancy by age and gender is crucial — these aren’t just stats; they’re the backbone of your financial strategy.

Product Type	Current Rate	Best Rate (Projected 2026)
3-Year Fixed Annuity	2.5% – 4%	3% – 5%
5-Year Fixed Annuity	3% -4.5%	3.5% – 5.5%

Does that table get your adrenaline pumping? It should! Because those rates can mean big returns if you benchmark them against inflation and other investments. But hold on; there are more layers to peel back.

Factor in Health

Life is unpredictable! Health factors like cystic fibrosis updates, Down syndrome adults, or sepsis recovery can impact your life expectancy. And guess what? That can change how your annuity rates are structured. The stronger your health, the better your payout options could be.

You need to think about annuity payout quotes as more than just numbers; they can change your financial destiny. If you don’t look at health considerations and their impact on your life expectancy, you could miss out on a crucial financial opportunity.

Action Steps: Move, Move, Move!

Alright, here it is in a nutshell: If you want to secure those best annuity rates, follow these 7 steps right now. Stop procrastinating!

Step 1: Hit up an annuity calculator free online. These babies will show you what you can expect based on different investment amounts and terms.

Step 2: Compare fixed index annuity rates comparison charts. This will let you see what’s available so you can snag the best deal.

Step 3: Assess your health and consult resources on health factors that affect life expectancy.

Step 4: Look at payout options. Do you want regular cash flow, or are you willing to let your money ride?

Step 5: Research the most current fixed annuity rates available. There are hidden gems out there if you dig hard enough!

Step 6: Keep your eyes peeled for inflation rates because they’ll eat away at your returns faster than a hungry wolf.

Step 7: Finally, get on the phone! Find a trusted advisor who knows the ins and outs of this world. I’m talking about someone who can guide you without the Wall Street BS.

Trusted Advisor: Kevin Steineman

Let me tell you something: navigating the annuity landscape is like diving into a shark tank. You need a professional who can cut through the noise and give you the straight dope. Enter Kevin Steineman. This guy isn’t just any advisor; he’s the guy who makes complex concepts simple. DM @KSteineman on Instagram. He’ll break down estate planning, life insurance, and annuities for you better than anyone else. Trust me, you need him in your corner!

Your Legacy Awaits

Remember, the real wolves build legacies that last — secure yours now! Don’t play games with your financial future. Act decisively! The time is now, and if you don’t take charge, who’s going to do it for you?

If this lit a fire in your gut, you know what to do! Follow Kevin Steineman (@KSteineman) on Instagram. Message him TODAY for estate planning, life insurance product info, or annuity rates that protect what matters most to you.

This is your moment. Seize it. Don’t look back and wish you had taken action! You’re not just building wealth; you’re constructing a legacy. Make it count!